If we do not have an ID card – whether as a result of losing it or waiting for a new one – unfortunately, we will not take out payday loans. Parabanks accept only an ID card as an identity document. We will not be able to confirm our identity with a driving license. Moreover, it should be remembered that the ID card must be a valid document. So if it has expired, no one will lend us money.
An identity card is required by companies offering payday loans not only because of the number and series which are placed on the loan agreement but also because it is a document confirming the age of majority of the person who is applying for the payday. It should be clearly emphasized that payday loans are granted only to adults. So if we do not present an ID card, payday pay is not for us. Therefore, an ID card is necessary to borrow money.
Look no further and visit payday companies direct lenders today to Request a loan now
Payday loans direct lenders online from Green Touch are quick loans, the popularity of which is now really huge. It results, among others, from the extremely shortened, simplified loan decision making procedure. Many people ask if you can receive a payday loan by presenting not an ID card but a driving license.
A lot of people ask why an ID is needed to receive payday pay. It must be clearly stated that the loan agreement must contain data such as the number and series of the ID card. Only then is the contract that has been concluded a valid contract. Meanwhile, on other documents – be it on the driving license or passport – in vain to look for information on the number and series of ID cards. Therefore, the lack of an ID card means that no parabank will decide to lend us money.
How to take a quick loan?
Obviously, payday loans, i.e. short-term loans, are the most popular non-bank financial product. Their name does not come from anywhere. They are granted for a very short time. Most often, the loan period in their case ranges from a few to no more than sixty days. In the initial period of existence, non-bank companies offered their clients short-term loans and a relatively small amount – they did not loan higher than a maximum of PLN 1,000. Currently, the situation is definitely different. As for payday pay, it can currently amount to as much as six thousand zlotys. The lowest amount you can borrow is fifty zlotys in most parabanks. It is worth adding that many parabanks attract their clients with a free first loan. What does it mean? No interest or commission is charged on the first loan. As a consequence, we will give back exactly the amount we decided to borrow.
Among the loans currently enjoying great interest include the so-called payday loans. They are given by parabanks, which are more on Polish. As it turns out, their offer is not only payday loans. Below we present what we can count on by putting on a parabank.
Parabanks are constantly expanding their offer. Today these are not only payday loans, but also installment loans granted for higher amounts and for a longer period of time. It’s a good choice for people who need a much higher amount of money, and at the same time no bank will give them a loan. Such a loan is even thirty thousand zlotys today. How long is the loan period? It depends of course on the lender, but you can bet for up to four years. When deciding on such a loan, you must take into account any costs you may incur in connection with it.
Where is the easiest way to get a loan without certification?
Parabanks use verification not only with an ID card or bank transfer but also with a special application. To confirm your identity, log in to your bank account. The application will automatically download all the data that is needed for the correct verification process. Lots of people will ask here if this solution is safe. It should be emphasized that such applications have really solid security. Therefore, you should not be afraid that our data will go to the wrong people.
Everyone who is forced to borrow money would like to make the loan decision right away. Meanwhile, you have to wait a bit for her. In the case of parabanks dealing with the provision of so-called payday loans, everything is really fast. Let’s see what customer verification methods are available.
Verification by bank transfer
This method of verification works great for quick loans. The person submitting the application must make a verification transfer. Importantly, this transfer must be made from an account that an owner is a person who wants to borrow money. It has the task of confirming our identity. So if it is made from another person’s account, it will not allow a loan. The lender will only start processing the application once the transfer we have made has credited his account. No transfer is an inability to grant a loan.
Loan companies most often verify the identity of their clients based on the ID card provided. The loan application must include the series and ID number. It is often necessary to make a photocopy of a document, which is then attached to the application. If we take out a loan using the Internet, we are required to provide a scan of your ID card. However, this can be done via email.